Oregon Local Resources For Seniors

A couple reading about what is a reverse mortgage

Oregon Homeowner Assistance Fund: https://oregonhomeownerassistance.org/

  1. The Oregon Homeowner Assistance Fund (HAF) is a state-run program designed to provide financial relief to homeowners facing hardships. The program is funded by the American Rescue Plan Act (ARPA) and is administered by Oregon Housing and Community Services (OHCS).

    Key Features of the Oregon Homeowner Assistance Fund:

    Mortgage Assistance: Helps homeowners catch up on past-due mortgage payments.
    Property Charges Assistance: Covers past-due property taxes, homeowner’s insurance, and HOA fees.
    Utility Assistance: In some cases, funds may help with overdue utilities.
    Eligibility Criteria: Homeowners must demonstrate financial hardship, income eligibility, and primary residence requirements.
    No Repayment Required In Many Circumstances: Funds are typically provided as grants, not loans.

    Who Can Apply?

    • Homeowners who experienced financial hardship (e.g., job loss, medical expenses, reduced income).
    • Those with past-due mortgage payments, property taxes, or other home-related expenses.
    • Applicants must meet income limits based on household size.

ImpactNW: https://impactnw.org/

  1. ImpactNW is a nonprofit organization based in Portland, Oregon, dedicated to preventing homelessness and supporting individuals and families in crisis. Their mission is to help people achieve stability and self-sufficiency by providing essential services such as housing assistance, utility assistance, job training, youth programs, and family support.

    What ImpactNW Does:

    🏡 Housing & Homelessness Prevention: Helps families and individuals avoid eviction and secure stable housing.
    👩‍👧‍👦 Family Support & Early Childhood Programs: Provides resources for parents and young children to build a strong foundation.
    🎓 Youth & Education Services: Assists students with academic and career readiness.
    💼 Employment & Economic Empowerment: Offers job training and workforce development programs.
    🤝 Community-Based Assistance: Supports seniors, veterans, and marginalized communities with essential services.

    How to Get Involved or Get Help:

    • Services: Rent & utility assistance, shelter support, employment resources, and more.
    • Volunteer & Donate: Opportunities to support local families in need.

Hacienda CDC (Community Development Coalition): https://www.haciendacdc.org/about-us

  1. Hacienda CDC (Community Development Corporation) is a Portland-based nonprofit dedicated to affordable housing, economic development, and community support for Latino, immigrant, and low-income families in Oregon. Their mission is to strengthen families and build economic prosperity through housing, business support, and youth programs.

    What Hacienda CDC Does:

    🏡 Affordable Housing Development – Builds and manages safe, affordable rental housing for low-income families.
    💼 Small Business Support – Offers training, mentorship, and funding for Latino entrepreneurs through the Portland Mercado and other initiatives.
    👩‍👧‍👦 Youth & Family Programs – Provides education, leadership training, and after-school programs to support young people and families.
    💰 Homeownership & Financial Empowerment – Assists families with financial literacy, homebuyer education, and mortgage readiness.
    🌎 Community & Cultural Programs – Strengthens community ties through events, partnerships, and cultural celebrations.

    How to Get Involved or Get Help:

    • Programs: Affordable housing, business development, financial education, and youth support.
    • Portland Mercado: A business incubator and market for Latino entrepreneurs.

Clackamas County Senior Citizens Council: https://seniorcitizenscouncil.com/services/

  1. The Clackamas County Senior Citizens Council (CCSCC) is a nonprofit organization dedicated to supporting low-income and vulnerable seniors in Clackamas County, Oregon. Their mission is to help seniors maintain independence, dignity, and financial stability by providing advocacy, protective payee services, and essential resources.

    What CCSCC Does:

    👵 Representative Payee & Money Management Services – Assists seniors and adults with disabilities in managing Social Security, VA, and other benefits to ensure bills, rent, and expenses are paid on time.
    🏡 Senior Support & Advocacy – Works to prevent financial exploitation and homelessness among seniors.
    💰 Financial Stability Programs – Helps seniors navigate complex financial situations, avoid scams, and stay financially secure.
    🤝 Community Assistance & Referrals – Connects seniors to additional services such as housing, healthcare, and food assistance.

    Who They Serve:

    • Seniors facing financial challenges or exploitation.
    • Individuals who need help managing Social Security or disability benefits.
    • Clackamas County residents in need of senior advocacy and resources.

    How to Get Help or Support CCSCC:

    • Services: Financial management, advocacy, and senior assistance.
    • Volunteer & Donate: Opportunities to support vulnerable seniors in the community.

The Purple Nest https://www.thepurplenest.net/

  1. The Purple Nest LLC is a women-owned training and consulting company that assists families in establishing care models enabling elders with dementia to remain in their homes. They offer a structured approach for family and friends aiming to support elders with dementia in maintaining their independence at home. Their services include training and consultation tailored to the needs of families with elders experiencing dementia. Additionally, they provide resources such as webinars to educate and guide families in implementing effective at-home care strategies.

    What The Purple Nest Does:

    Personalized Support for family caregivers 👨‍👩‍👧‍👦
    Expert Guidance to navigate dementia care 🧠💡
    Resources & Training to keep loved ones at home ❤️🏡

    Who They Serve:

    • Seniors facing financial challenges or exploitation.
    • Individuals who need help experiencing and managing daily life.

Birch Community Services: https://www.birchcommunityservices.org/

  1. Birch Community Services is a non-profit that offers a powerful Financial Health Program designed specifically to help families take control of their financial futures. Birch Community Services addresses the roots of hunger and economic hardship in our community of Portland, Oregon by supplying groceries and household items to save money in order to pursue financial goals, providing financial courses and one-on-one meetings to educate and advise on how to effectively achieve financial goals, and creating a community of dignity and accountability through participants volunteering together. “Our mission is to build a financially stable community by providing education, food, and nurturing accountability.”

    With Birch’s Financial Health Program, you will:

    ✅ Gain clarity through personalized financial education and coaching.
    ✅ Reduce debt and break free from financial stress.
    ✅ Develop practical budgeting skills that empower smarter decisions.
    ✅ Build savings so you’re prepared for the future, not just living paycheck to paycheck.

    Birch Community Services provides the tools, guidance, and compassionate support you need to confidently navigate your financial journey—no matter your starting point.